Life insurance is designed to protect a policyholder’s beneficiaries in the event of an insured person’s death. The death benefit can help compensate a family for the deceased person’s lifetime income or provide cash to pay any debts or business…

The Affordable Care Act, which is also referred to as ACA or Obamacare, was signed into law by President Barack Obama in 2010. The act was a major overhaul of the U.S. healthcare system, reducing the amount of uncompensated care…