Auto Insurance
Auto Insurance
Pini Insurance is Miami’s #1 auto insurance company. PINI Insurance offers the lowest auto insurance rates in Miami but most importantly the best customer service. Call us today or visit one of our many locations throughout Miami and the South Florida area.
One of the largest companies in the insurance market, is offering you auto insurance with a wide range of benefits and discounts for all types of customers.
Pini Insurance offers you several types of insurance for different cars and chauffeurs within the same policy and at the same time offers you higher discounts for being a good driver; we offer discounts for students, graduates and many others.
Each Pini Insurance Agent is trained to provide you with adequate coverage according to your needs regardless of your social, economic or legal status. Our prices are extremely low compared to the market prices. Our clients get the lowest prices and at the same time the best quality of services since we have a vast experience with more than 18 years in the market.
How to obtain Auto Insurance?
If you are going to purchase Auto Insurance, first determine what type of coverage you need, take into account your financial institution’s requirements in case your car is financed or lease.
Each bank has different requirements. It is essential to contact one of our agents who can guide you through the process. It will be our pleasure to assist you!
Auto Insurance Limits
Your auto insurance coverage limit is the highest dollar amount we will return in case of a claim on a covered loss we are going to be responsible for any damages within the bound of the policy. The higher your coverage limit is, the more you are safe, regarding any payment caused by any loss.
Deductibles
Your deductible is the amount of money you agree to pay out-of- pocket when you make a claim covered by your policy.
For example:
If your repair costs $1,500 and you’ve set your deductible at $500, theoretically, you’ll pay the first $500, and we will pay the remaining $1,000 to get your car fixed and back on the road. On the other hand, if your deductible is at $1000 then you will have to pay the first $1000 we will be responsible for the remaining $500.
Summary
Higher deductibles mean lower premiums, lowering your coverage limit is a way to bring your premiums down and save money now, even if you may need to pay more out-of-pocket later if an accident takes place. Analyze your personal requirements before decreasing your coverage amount.
How to get auto insurance in Miami?
Pini Insurance makes it very easy, ask for a consultation without any commitment, remember that we are here to give you the best service and information. Call us at (786) 422-9776
Miami Car Insurance – Discounts for all Drivers!
Senior Adult
If you’re 65 or older, and you drive more than a quarter of your car’s total mileage, this discount can reduce the cost of your Personal Injury Protection (PIP) coverage.
Good Student
If you’re 25 or younger, unmarried and a full-time student who meets our GPA requirements, you could save on your auto insurance premiums with this valuable discount.
Multiple Policy Discount
If you have property insurance with Pini, you may qualify for a Multiple Policy Discount to lower your auto insurance premiums by as much as 10%.
Anti-Theft Devices
This discount applies in certain states and can save you money if your car came equipped with approved anti-theft devices.
Anti-Lock Brakes
If your car has factory-installed ABS (all-wheel, anti-lock braking system), this discount can bring your premiums down.
55 and Retired
If you’re 55 or older, and not employed full-time, this discount can help keep your auto insurance costs down.
New Car
Depending on your state and the model-year of your vehicle, that brand new, never-been-titled car you just bought might save you money.
Economy Car
If you already own an economy car, your savings might just keep coming.
Utility Vehicle
If you drive a specific type of pick-up truck, this discount could apply to your auto insurance.
Resident Student
If you carry coverage for a student who’s under 21 and lives at a school that’s more than 100 miles away from where the vehicle is garaged, you could save valuable cash on your premiums.
Farm or Ranch Vehicle
If you’re a full-time farmer or rancher, and you’re insuring a farm or ranch vehicle used exclusively for work on your property, this bonus could help keep your costs down.
Federal Employee Discount
If you are a federal employee (or a retired federal employee), you may be able to get a discount on your insurance premium.
Military Discount
Military service members are often eligible for a discount on their car insurance rates.
Farm Bureau Discount
Being a member of your Farm Bureau may pay off in terms of your auto insurance.